To calculate this rate, take the current amount you owe, divide it by your credit limit and multiply by 100. Here’s an example: If you owe $500 on a credit card and the credit limit is $1,000 ...

To make intelligent financial decisions, you need to know your credit card limits. You can avoid overspending, which may lead to fines, reduced credit scores, and unnecessary fees, by adhering to ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

Quick tip: The best prepaid debit cards sometimes come with sign-up fees, monthly fees, or reload fees. Debit card purchase limits 25 of the biggest financial institutions Financial institutions ...