A debt consolidation loan can help simplify your finances and potentially lower your monthly bills if you’re struggling to ...

But what if your debt-to-income (DTI) ratio is already ... for repaying the loan. A cosigner may also help you qualify for a better rate. Offering collateral, like a car, home equity or savings ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted ...

A low credit score can be the result of multiple factors, including late payments, high credit utilisation ratio and multiple ...

There's a lot that goes into the home buying process, especially if you're a first-time home buyer. One criteria mortgage lenders use to assess your mortgage application is the debt-to-income ...

Consumer debt is the total amount of money owed by individuals as a result of borrowing to fund personal, non-business ...

Or they get into a car accident. Maybe they get sick ... to qualify for a traditional debt consolidation loan due to a high debt-to-income ratio or other credit-related issues.