For this reason, employers offer lump-sum buyouts. The company wants you to take the buyout so they can exit the pension business and save money. You can take the pension lump sum and roll it tax ...

Compounding increases savings exponentially by reinvesting earnings. Calculate compounding on a lump sum using initial amount, rate, and time. Long-term investing significantly amplifies the end ...

Plus, the impact of these decisions is usually 20 years or longer. Many of our clients nowadays are taking the lump sum option. Let's talk you through the pros and cons of doing so to see what can ...