Lump sum vs. annuity: 6 factors to consider when making your decision Everyone’s financial situation is different, so it’s ...

Financial Implications of Lump Sum vs Annuity Choosing between a lump sum and an annuity for lottery winnings can significantly impact your financial future. Each option has its own set of ...

Annuity.org, a website that connects potential buyers of annuities to sellers, said lump-sum cash options are better tailored to those who are prudent investors and can generally repress impulses ...

If you have a pension, your employer will usually give you a choice at retirement: buyout or payments. It’s important to review this carefully. In broad terms, many make this choice based on ...

Annuities are one way to accomplish that goal. These financial products usually require you to make a lump sum or series of contributions, then provide a schedule of payments over a determined ...

For example, younger and wealthier pension-plan participants are more likely to take a lump sum. Men and married employees prefer them too, while women favor monthly pension checks. Both options ...

A single-premium deferred annuity (SPDA) is an annuity established with one lump-sum payment to an insurance company. The assets in the annuity grow over time, during the accumulation phase.

An annuity is a financial contract between you and an insurance company. You make a lump sum payment or a series of payments to the insurance company, and in return, the insurance company agrees ...