If you need to borrow cash, taking out a home equity loan is one of the most affordable ways to do it. Rates on these loans ...

CNBC Select explains how to apply for a mortgage, from preparing financially and getting preapproval to undergoing the ...

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

“Without rate locks, borrowers would not know the final terms of their loan until the very end of the process ... If you feel like you’ve received the best rate possible and fear a rate ...

However, whether you want to get on the property ladder or switch to a new deal, you’ll likely need to go through the process of applying for a mortgage. Alice Haine, of online investment ...

This process means their team takes a close look at everything in your application ... chances of getting approved for home mortgage loans. Factors like an unstable employment history, a poor ...

Lenders include acceleration clauses in mortgage agreements so that they have a straightforward process for getting their money back ... Pay your taxes and maintain your homeowners insurance. If it ...