A policy from State Farm costs just $10 per month, on average, for $30,000 of personal property coverage. That's less than half the Arizona state average of $28 per month.

Our phones are blowing up from LA residents looking for rentals,” said agent Scott Grigg of Griggs's Group Powered by The Altman Brothers.

But Arizona’s homeowner insurance problems aren’t as bad as for California homeowners. Median rent in Phoenix area is hundreds ... by the fire who need rental homes are seeing shocking price ...