If you're expecting to move up to a higher tax bracket in future years, it might make sense to convert your traditional IRA ...

American investors are flush with choices in how they save for their retirement. In the late 1990s, Congress created a doozy ...

The proper form to request a waiver is Form 5329 ... The main difference between a Roth IRA and a traditional IRA is the tax treatment. Roth IRA contributions are made with after-tax dollars ...

I have an after-tax 401(k) that I would like to roll over to a Roth IRA with Schwab. Experts at Schwab say it can be rolled ...

Late-in-life Roth conversions can take some tricky math. As you approach retirement, one of the most important questions will ...

If you set up a 529 education plan for your children or grandchildren that is no longer needed for education expenses, there ...

If you're eyeing a year-end Roth individual retirement account conversion, you'll need to plan for the upfront tax bill. When you complete a Roth conversion, you'll owe regular income taxes on the ...

A Roth IRA is the best retirement account around, according to many experts. It offers huge benefits such as tax-free income and the ability to leave tax-free money to heirs. Plus, because of its ...