"That presents a [chance] for several types of borrowers to save money." And, there are certain types of homeowners, in particular, who could benefit from refinancing their mortgages in today's ...

This type of mortgage is ideal for many retirees because it provides flexibility and can even help them defer taking Social ...

Visit americanexpress.com to learn more. Borrowers generally fall into two main types of classifications, depending on their credit score — prime or subprime. Someone with prime credit may not ...

Typically, fixed-rate mortgage loans have terms of 15 or 30 years but can vary depending on the terms agreed upon by the mortgage lender and borrower. A fixed-rate mortgage is a home loan with a ...