She is a FINRA Series 7, 63, and 66 license holder. 10'000 Hours / Getty Images In a 401(k) freeze, an employer temporarily halts all new contributions to and withdrawals from its 401(k ...

It’s yours, isn’t it? And it’s just sitting there? A 401(k) loan can make sense in certain situations: You pay the interest back into your account rather than to a bank, so it’s not the ...

In an old YouTube video, Ramsey states that 401(k) plans are better than pensions. He asserts that 401(k) plans have created more millionaires than pensions and that they are more effective wealth ...

A 401(k) plan is one of the best retirement plans for U.S. workers to build long-lasting wealth. But how can you ensure you are saving effectively? While there isn't a set number to aim for ...

Retirement investors face a challenging conundrum when choosing the best 401(k) funds: how to discern the value for the fees you pay. High fees can only be rationalized if a fund has consistently ...

Maxing out your 401(k) has never been so challenging. In 2025, those under 50 would have to set aside $23,500 to pull it off. Those 50 to 59 and 64 and up are allowed to contribute up to $31,000.

Although most companies offering 401(k)s also provide some form of deposit matching, not all of them do. If you benefited from that perk in your previous company, you should determine if it’s ...

401(k) contribution limits went up this year, and there's a new, higher catch-up contribution for adults ages 60 to 63. It's possible to retire with $1 million or more while saving far less than ...

1. Part-time workers will now have an easier time contributing to their employers' 401(k) plans, thanks to a provision in the 2022 SECURE 2.0 Act that finally went into effect in 2025. This also ...