What Is the Automated Clearing House (ACH)? - Investopedia
2024年11月8日 · An Automated Clearing House (ACH) transaction is an electronic transfer that can either debit or credit a bank account, depending on the nature of the transaction (e.g., bill payments or direct...
Automated clearing house - Wikipedia
An automated clearing house (ACH) is a computer-based electronic network for processing transactions, [1] usually domestic low value payments, between participating financial institutions. It may support both credit transfers and direct debits .
美国支付清算体系(二) —— ACH 是什么？ - 知乎专栏
2020年12月17日 · 先用一句话说明ACH是什么：ACH是 Automatic Clearing House 的缩写，是美国支付体系中最主要的支付网络之一，ACH是一个批量处理、存储和转发的电子支付系统，在美国支付体系中占据重要地位。
什么是ACH汇款？ - Wise
2023年12月12日 · ACH 全名是Automated Clearing House，是一项让银行存款进行自动转帐的功能。 ACH 由美国自动结算所（Nacha）营运的电子转账系统，用以取代支票的使用，是美国最流行的低成本支付方式，广泛用于日常缴费和公司出粮等情况。
ACH（自动清算中心）_百度百科
自动 清算中心 （Automatic Clearing House）是美国处理银行付款的主要系统。 ACH系统被广泛用于企业支付雇员的工资等业务，在美国 普及率 达26%，欧洲一些国家已达90%以上，在日本则近100%的企业实现了通过了自动清算中心将工资直接存入雇员的账户。 ACH系统的运作过程与纸质清算过程相似，只不过是以电子方式实施。 在ACH的早期阶段，用磁带进行信息的传输，后来逐渐被远程通信所代替，并实现了 实时交易。 银行协会拥有的 地区性 自动交换中心共有30家 …
Automated Clearing House - Bureau of the Fiscal Service
2022年12月23日 · The Automated Clearing House (ACH) is the primary system that agencies use for electronic funds transfer (EFT). With ACH, funds are electronically deposited in financial institutions, and payments are made online.
What Is The Automated Clearing House (ACH) - Chime
2023年8月17日 · The Automated Clearing House (ACH) system offers a convenient way to set up electronic transfers between banks. While ACH transactions have been around for decades, it has become commonplace today. Here’s how the Automated Clearing House system works and its pros and cons compared to other payment options.
ACH Transfers: What They Are, How They Work and How Much …
2024年7月8日 · What is an ACH transfer? An ACH transfer is the electronic movement of money between banks or credit unions through the Automated Clearing House network. ACH transfers include external...
Automated Clearinghouse Services - Federal Reserve Board
The automated clearinghouse (ACH) system is a nationwide network through which depository institutions send each other batches of electronic credit and debit transfers. The direct deposit of payroll, social security benefits, and tax refunds are typical examples of ACH credit transfers.
What Is an ACH Transfer? How It Works - Investopedia
2024年2月8日 · An ACH transfer is an electronic, bank-to-bank money transfer processed through the Automated Clearing House (ACH) Network. The ACH network is a batch processing system that banks and other...