2024年9月28日 · Capital One vs. BoA., et. al. Hi Folks, I'm planning on applying for a Discover Secured It Card ($2500) - however, I'm also debating on what card I should get besides it - for places that do not accept Discover (I'm currently outside of the US - and Diners isn't the most accepted here).

2014年11月13日 · Re: Discover Checking vs Capital One 360 Checking? I'm unsure as I've never run into that situation. I'd think if the savings was the backup account and you overdrafted trying to put money in savings, it wouldn't take it out to put it back in, but I dunno.

2019年5月4日 · Yes. If it's from creditscorecard.com, it's a genuine EX FICO 8 score. If it's from your Discover account, it's a genuine TU FICO 8 score. Either one is a great score to know and many lenders will use that score. Capital One provides a TU VS 3.0 score, which is …

2017年5月26日 · Re: Discover IT Secured vs. Capital One Secured If you're aiming to keep your utilization in check, aim for 28.9% or below rather than 30%. 29% is a scoring threshold. And since all percentages round up (29.0000001% turns into 30%), the safe thing to do is aim for numbers ending in x8.9%.

2018年11月19日 · I've heard that with the new changes added to the Venture card (transfer partners coming in and 75k signup bonus) Capital One is being very picky towards who they want to approve this card for so, with your current credit score sitting around 682 (your average), I would actually go for the Discover It card (not the miles, tho and I will explain ...

2021年2月14日 · My understanding is that the majority of manual reviews are HP, especially if this is in reference to Discover. Capital One stopped doing manual CLI reviews a while back. I would just keep expectations tempered depending on whether any significant CLI occurs based on the manual review. Just keep an eye on your CRs in the event a HP occurs, though.

2023年2月17日 · So QuickSilver was long ago relegated to a sock drawer card, mostly. EXCEPT I use it to access Capital One's "Credits for Shopping" that has solid percetages of places I actually shop. Like 10% off CVS. Compared to Discover currently give 5% on Drug Stores. I just saw 12% off Netflix Shop and I didn't even know there was one.

2015年7月15日 · Capital One is giving pretty decent lines on the QS, so I wouldn't worry much about that. Not entirely true. There's no bonus now, but NFCU just had a "Spend $1500 in 3 months, get $150 cash back" on the cashRewards card.

2015年3月18日 · Re: credit karma score vs. capital one credit score @Anonymous wrote: In my opinion Credit Karma is never accurate. when I purchased my car Credit Karma said I was a 695.

A combined Capital One + Discover would give them 168M versus's Chase's 149M and put them in first place. Meanwhile, the suggested CITI + Bank of America combination would indeed put that new lender in the same purchase volume league as Chase - AMEX (896.57B, right in between those two at 950.47B and 867.59B.)