2024年10月3日 · Are annuities really the answer to America’s retirement crisis? Let’s take a look at what annuities are, how they work and whether or not they’re a good idea for your retirement savings goals.

2024年4月19日 · Dave Ramsey, a renowned financial expert, has strong opinions on annuities, often expressing skepticism and advising against them. This article delves into Ramsey’s perspective on annuities, exploring his arguments and potential misconceptions, while also providing a balanced view on the potential benefits and drawbacks of these financial ...

2022年3月25日 · Listen to how ordinary people built extraordinary wealth—and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible!...

Quincy asked Dave Ramsey on Facebook whether “annuities are good for long-term retirement.” Ramsey’s answer was an emphatic “No.” This is precisely what annuities are built for. Since they have maturity periods that last for a certain timespan, they are a long-term commitment.

2022年6月28日 · Dave brings up some valid concerns regarding annuities. But let's go ahead and unpack the truth. An annuity is not an investment; Rather, it's an insurance contract.

Dear Dave, Are annuities good for long-term retirement? Quincy. Dear Quincy, The short answer is no. There might be a rare exception when I’d use a variable annuity — which is a mutual fund inside of an annuity — but as a rule, I don’t use annuities. And I certainly don’t use fixed annuities for anything, because they’re just crap.

2024年10月19日 · Dave defines an annuity as a contract between yourself and an insurance company with an agreement to pay you an amount of money regularly for life. You’ll pay the insurance company, while they’ll promise to grow your savings and send you payments monthly.