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The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
What is in my Fico 2 Score - myFICO® Forums - 5187313
2018年3月11日 · Fico score 5 is based on Equifax data using the Classic Fico 04 model. This is another of the so called "mortgage models". One scoring factor specific to Fico 98 (score 2) and its industry enhanced versions is charge card utilization which is based on (reported balance)/(high balance) for NPSL cards.
Questions about FICO - myFICO® Forums - 6800696
2024年12月8日 · In order to avoid a credit score refresh I would need to close by 1/18/2025 to avoid a score refresh. This may or may not be possible depending on negotiations with the seller. In the meantime my mortgage scores just dropped 10,6,&5 points on these models respectively on this model which might put my middle score in a different tier.
TU updated FICO 8 score - myFICO® Forums - 6796139
2024年11月8日 · Is there a way to get TU FICO 8 score whenever its updated? The free ones from Discover are a month old. Experian updates me in real time as my credit file gets updates, but cant seem to find that service for TransUnion
Discover Student Loan Charge Off - myFICO® Forums - 6794801
2024年10月29日 · Got a letter saying essentially "Discover is exiting the student loan business, as a result these four loans have balances that have been reduced to $0. The loan status with consumer reporting agencies will show Account paid in full, was a charge off". Here's my questions: 1) Does this mean that ...
Question about FICO score ranges that go up to 900
2023年5月4日 · I've wondered what exactly it means when someone has a score between 851 and 900 on the auto and credit-card enhanced versions. Does the range of 851 to 900 just indicate a super premium buyer (so a perfect 850+50), or would you take: FICO Classic: 720/850 = 0.847 FICO Bankcard: 900 X 0.847...
Citi Custom Cash approval - myFICO® Forums - 6799245
2024年11月29日 · FICO Score 8: Equifax 706 | TransUnion 686 | Experian 696 Rebuild start Jan '24 Total cl: $1,000 Equifax ...
Cap1 CLI on New Card - myFICO® Forums - 6800977
2024年12月11日 · Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act.
Capital One Upgrade link results.....FINNALLY - myFICO® Forums
2024年11月30日 · Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act.
Changes are coming to your TransUnion Account - myFICO® …
2024年11月25日 · A free FICO score would be nice, but I doubt that's going to happen, lol. A TU app would also be nice, but no mention of that either, and if it was coming, i'd think they would mention it. TU has always been my least fave of the bureaus though.