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Consumer Auto - National Association of Insurance Commissioners
Most auto insurance policies contain three major parts: liability insurance for bodily injury, liability insurance for property damage and uninsured/under-insured motorists coverage. Bodily injury …
Insurance Topics | Environmental Insurance | NAIC
2023年12月18日 · Litigation regarding coverage of environmental risks is often the result of misinterpretation of policies whose language about pollution points more to exclusion than …
Insurance Topics | Medical Malpractice Insurance | NAIC
2024年5月9日 · Issue: Medical professional liability insurance, sometimes known as medical malpractice insurance, is a type of professional liability insurance that protects physicians and …
Insurance Topics | Risk Retention Groups | NAIC
2023年2月7日 · Due to a lack of options for businesses to obtain product liability coverage in the late 1970s, the Product Liability Risk Retention Act of 1981 was passed allowing businesses …
Glossary of Insurance Terms - National Association of Insurance ...
Employment Practices Liability Coverage - liability insurance for employers providing coverage for wrongful termination, discrimination, or sexual harassment of the insured's current or former …
conditions) and liability coverage. Such coverages would be included in other annual statement lines, if written individually. Include under this type of insurance multi-peril policies (other than …
Insurance Topics | Commercial Ride-Sharing | NAIC
2024年10月23日 · The largest TNCs have policies on their drivers that include commercial auto, liability, and collision coverage, with several offering $1 million single limit on primary liability …
liability insurance coverages, deductibles, coverage limits, rates, and rating classification systems for each line of insurance the group intends to offer. b. In addition, the Best Practices – Risk …
Insurance Topics | Terrorism Risk Insurance Act | NAIC
2023年10月25日 · Workers’ compensation, life, health, airline liability, and general liability insurance lines also paid out billions of dollars in claims. After the massive financial losses …
Small Business - National Association of Insurance Commissioners
The amount of risk assigned to a business for liability coverage is based on numerous factors, including number of claims filed within an industry or probability of a claim for a similar type of …