Compare current refinance rates from multiple lenders. See if today's refinance rates could lower your mortgage payment.

Fixed mortgage rates stay the same for the term of the mortgage, while variable mortgage rates fluctuate with a benchmark interest rate that is updated publicly to reflect the cost of borrowing money in different markets.

If you're looking to refinance, it's best to compare rates from at least three different lenders to find the best loan for you. Use our tool to find one lender (or more if you choose) who can help you refinance your mortgage.

2 天之前 · If you want to pay off a 30-year fixed-rate mortgage faster or lower your interest rate, you may consider refinancing to a shorter term loan or a new 30-year mortgage with a lower rate. The best time to refinance will vary based on your circumstances.

This free refinance calculator can help you evaluate the benefits of refinancing to help you meet your financial goals such as lowering monthly payments, changing the length of your loan, cancelling your mortgage insurance, updating your loan program or reducing your interest rate.

Compare refinance rates from lenders in California. Get free, customized refinance quotes in your area to find the lowest rates available.

Discover Zillow Home Loans; See how much you qualify for; Estimate your monthly payment; Just getting started. Calculate your budget; Learn about the mortgage process; Explore more options. See today's rates; Refinance your home; Calculate your refinance savings; Leverage your home equity; Browse lenders in your area

2 天之前 · Refinancing is best when the potential savings outweigh the closing cost fees, which can range from 2% to 6% of the loan’s principal amount. Since monthly payments are much higher with a 15-year mortgage than with a longer term loan, make sure that you can comfortably support the increase.

Competitive rates. Strong rates, no hidden fees, and total transparency to keep you informed and up to date.

4 天之前 · If you already have a mortgage and are considering a refinance, get customized rates for your unique circumstances. The APRs on this page are for purchasing mortgages, which are typically similar to refinance rates.