What is a credit score

What is a Credit Score?

➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and current payments, including any late payments, bankruptcies, or collections. Lenders want to see that you have a history of making timely payments, so it's important to pay all your bills on time.Credit utilization (30% of total score): This refers to

➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅. The American Express Platinum Card also offers a host of travel benefits that make it a great choice for frequent travelers. For example, you'll receive a $200 airline fee credit each year, as well as access to airport lounges through the Global Lounge Collection. You'll also receive elite status with several hotel loyalty programs, which can help you earn even more rewards on your travels. The American Express Platinum Card has an annual fee of $695, w