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The thought of bankruptcy can be scary, but this is often because of the horror stories we hear. Which is why it’s important to dispel some of the myths surrounding the bankruptcy process, so more people in financial difficulty can weigh up their options based on facts, not fiction. Some of bankruptcy’s most common myths include: you’ll lose everything you can’t work when you’re bankrupt everyone will know you won’t be able to open a bank account bankruptcy lasts a long time What is bankruptcy?